Very obvious. These folks, we, are occupied. We have a ton on our brains and can't bear the cost of the interruption. Typically, that is the reason advisors are for, and you can get your field-tested strategy counseling from a decent specialist, investor business plans however most hopeful business visionaries I know can't manage the cost of one (coincidentally, best of luck getting a statement for under $100k from McKinskey and Co.